CREDITBUREAU.ORG

How to Order Your Credit File

You should review your credit report at least once a year. There are three ways in which you can order your credit file from Credit Bureau.

bulletOrder by Telephone 
bulletOrder by Mail 
bullet Order by Internet 

 

Order by Telephone

You may request a free copy of your credit report through an interactive voice response system if you meet either of these criteria:

1. You have been denied credit, employment, or insurance in the last sixty days, and the company used a Trans Union credit report.

2. You are a resident of Colorado, Georgia, Massachusetts, Maryland, New Jersey, or Vermont.

If you meet one of these criteria, you may order your credit report by calling 1-800-888-4213.

If you do not qualify for a free credit report call 1-800-288-2585

 

Order by Mail

You may request a copy of your credit report by writing to:

Credit Bureau
831 S. Main St.
Salinas, CA. 93901

Requests should include the following:

bulletFirst, middle and last name (including Jr., Sr., III)
bulletCurrent address
bulletPrevious addresses in the past two years, if any
bulletSocial Security Number
bulletDate of birth
bulletCurrent employer
bulletPhone number
bulletSignature
bulletApplicable fee 

According to the Fair Credit Reporting Act, anyone denied credit based on information contained in a credit file must be notified. The company that denied you credit will tell you from what agency they obtained your credit report and how you can get a copy, free of charge if you request one within a reasonable time after receiving the denial letter.

If you certify in writing that either you are unemployed and plan to seek employment in the next sixty days, or you are a welfare recipient, or you believe you have been a victim of fraud, there will be no charge for your report.

If you live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are eligible for a free copy of your credit report ordered by phone or mail.

If you do not qualify for a free report under the conditions described above, please include proper payment along with your request. Most state residents will be charged $8.50 for a credit report. The fee for California residents is $8.00; Connecticut residents, $5.00; Maine residents, $2.00; Minnesota residents, $3.00; and Virgin Island residents, $1.00.

 

Order by Internet

You may purchase your personal credit file by computer. After a thorough verification process to ensure confidentiality, we mail your credit file to you.

If you live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are eligible for a free copy of your credit report ordered by phone or mail. Call 1-800-888-4213 for your free credit report. Your free report cannot be ordered by Internet, only by phone or mail.

When ordering by Internet, we electronically scramble the data through Secure Sockets Layer (SSL) encryption codes. Your Internet browser must support SSL encryption and we recommend that it support 128-bit encryption strength. Microsoft Internet Explorer version 3.0 or higher or Netscape Navigator version 3.0 or higher will be able to submit an order.

 

To continue over the Internet, please select the "Next" Button

   Next        Cancel

Back to Top