How to Order Your Credit File
You should review your credit report at least once a year. There are three ways in which you can order your credit file from Credit Bureau.
|Order by Telephone|
|Order by Mail|
|Order by Internet|
Order by Telephone
You may request a free copy of your credit report through an interactive voice response system if you meet either of these criteria:
1. You have been denied credit, employment, or insurance in the last sixty days, and the company used a Trans Union credit report.
2. You are a resident of Colorado, Georgia, Massachusetts, Maryland, New Jersey, or Vermont.
If you meet one of these criteria, you may order your credit report by calling 1-800-888-4213.
If you do not qualify for a free credit report call 1-800-288-2585
Order by Mail
You may request a copy of your credit report by writing to:
Requests should include the following:
According to the Fair Credit Reporting Act, anyone denied credit based on information contained in a credit file must be notified. The company that denied you credit will tell you from what agency they obtained your credit report and how you can get a copy, free of charge if you request one within a reasonable time after receiving the denial letter.
If you certify in writing that either you are unemployed and plan to seek employment in the next sixty days, or you are a welfare recipient, or you believe you have been a victim of fraud, there will be no charge for your report.
If you live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are eligible for a free copy of your credit report ordered by phone or mail.
If you do not qualify for a free report under the conditions described above, please include proper payment along with your request. Most state residents will be charged $8.50 for a credit report. The fee for California residents is $8.00; Connecticut residents, $5.00; Maine residents, $2.00; Minnesota residents, $3.00; and Virgin Island residents, $1.00.
You may purchase your personal credit file by computer. After a thorough verification process to ensure confidentiality, we mail your credit file to you.
If you live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are eligible for a free copy of your credit report ordered by phone or mail. Call 1-800-888-4213 for your free credit report. Your free report cannot be ordered by Internet, only by phone or mail.
When ordering by
Internet, we electronically scramble the data through Secure Sockets Layer
(SSL) encryption codes. Your Internet browser must support SSL encryption
and we recommend that it support 128-bit encryption strength. Microsoft
Internet Explorer version 3.0 or higher or Netscape Navigator version 3.0
or higher will be able to submit an order.
To continue over the Internet, please select the "Next" Button